Any seasoned bettor will know that feeling. One damn result doesn't go your way and all those other correct predictions are out the window. Well, not with Acca Insurance.

Of course, nothing can truly replace the feeling of landing a winning accumulator, but at least with Acca Insurance, you can have another go at no extra cost if you come close the first time around.

Betting combines luck and skill. If three of your eight predictions are incorrect, then I think we can all accept losing our stake. However if only one out of the eight doesn't go your way then that really hurts - bad luck has trumped your betting skills.

If you place your multiple wager on a betting site that has Acca Insurance, instead of losing all of your money when one pick lets you down, you instead get your stake back as a free bet.

As is the case with all of the types of online betting promotions, the terms and small print can vary from bookie to bookie.

The standard Acca Insurance offer is a refunded stake up to a designated amount if one selection lets you down.

Usually, the maximum refund is set at £10. So, regardless of whether you stake £10, £20, or £50 on your accumulator, you will receive a £10 free bet if your acca loses by one leg.

The free bet refund is usually 100% of your stake, but this can vary.

The eligible sports and markets also differ across each betting site. Some Acca Insurance offers are just for football, such as Kwiff's Acca Shield whereas others include certain markets within other sports too.

Minimum odds per leg and the combined odds may also need to be considered, and the same can be said for the total number of selections that need to be in the accumulator to qualify for insurance.

The sport that most British punters place accumulators on is football, and therefore it is no surprise that footy accas are the subject of so many betting site promotions.

A lot of acca insurance deals are for football accumulators only, and the best ones allow bettors to choose from different markets rather than just 1X2 (match winner).

Terms for football acca insurance offers can vary from bookie to bookie. The lower the minimum number of selections and odds, the better.

You may find that Asian lines are excluded from some footy acca insurance deals, as some selections may push half or all of your stake.

Many of the larger betting sites – particularly those specialising in football betting – provide Acca Insurance.

Remember, because of the fact that most Acca Insurance betting sites pay out the refunded stake in free bets, make sure it is a betting site that you are happy to bet with again over the next few days, as the free bets will expire after a predetermined period.

Many of the major betting sites offer Acca Insurance offers, all of which have their merits. Click on any of the bookies in our Top 10 list below, to discover more information on how their Acca insurance works.

Ladbrokes is one of the best and most popular betting sites in the UK, and they do have great acca features overall.

Not only can users make the most of their Acca Insurance, but also their Acca Bonus offering.

The insurance on multiple bets applies to football only, but there are many promotions for all sports that can be claimed on the Ladbrokes betting site.

Ladbrokes Acca Insurance terms

• Sports: Football
• Selections: A minimum of 5 selections on your slip.
• Minimum odds: 1/10 per selection, 1/3 per acca.
• Eligible markets: Match Result, Both Teams to Score, Match Result & BTTS, Correct Score, and Total Goals Over/Under
• Refund: Maximum refund is a £10 free bet per day.

Football is the most prominent sport on the BetVictor sportsbook and is also the subject of many of their betting promotions.

In order to qualify for Acca Insurance on BetVictor, your football multiple must have five or more selections and the total odds must be 4/1+.

You can get a £10 free bet per day through this offer.

BetVictor Acca Insurance terms

• Sports: Selected football leagues.
• Selections: A minimum of 5 selections on your slip.
• Minimum odds: 4/1 for the entire acca.
• Eligible markets: Match winner, Both Teams to Score
• Refund: Maximum refund is a £10 free bet per day.

This Betfair promotion is different from the other Acca Insurance offers on this page because it is not automatically applied to qualifying bets, and refunds are paid as cash.

When you add three selections to your slip on Betfair, they give you the option to add Acca Edge, which reduces the odds, but ensures you get your stake back in cash if one selection loses.

The great thing about this is that it puts you, the bettor, in control, as you can decide whether you want to chase the bigger odds or play it safer and limit your losses.

Betfair Acca Edge terms

• Sports: Can be used for all sports.
• Selections: A minimum of 3 selections on your slip.
• Minimum odds: None.
• Eligible markets: Excludes each way, SP, and permutation accas.
• Refund: Paid in cash. No maximum.

Paddy Power's equivalent of an Acca Insurance is their free bet if one leg of your 4+ fold acca or Same Game Multi lets you down.

This is one of the best offers of its type on the market because all sports besides horse racing are eligible, only four selections need to be in the acca, and Same Game Multi (Bet Builder) wagers also count.

You can combine various sports into your acca, and your free bet will be credited by 12pm the following day.

Paddy Power Acca Insurance terms

• Sports: Can be used for all sports except for horse racing.
• Selections: A minimum of 4 selections on your slip.
• Minimum odds: 1/5 per leg.
• Eligible markets: Applies to all markets.
• Refund: Maximum refund is a £10 free bet per day.

The Bwin Acca Insurance applies to 1X2 football bets only, which in simple terms is a wager on who will win (or the draw).

To qualify, you must have a minimum stake of £5, and the maximum free bet refund is £10 if one leg loses.

Bwin Acca Insurance terms

• Sports: Football.
• Selections: A minimum of 5 selections on your slip.
• Minimum odds: 1/5 per leg.
• Eligible markets: 1X2 match result market only.
• Refund: Maximum refund is a £10 free bet.

Betfred is an old school UK bookie but their online betting promotions are up there with the very best.

Their Acca Insurance is pretty much in line with the industry standard, with free bet refunds credited up to a maximum of £10 if one leg of your football accumulator loses.

It is an uncomplicated offer, with only the match result market eligible.

Betfred Acca Insurance terms

• Sports: Selected football leagues.
• Selections: A minimum of 5 selections on your slip.
• Minimum odds: 1/3 per leg.
• Eligible markets: Match result.
• Refund: Maximum refund is a £10 free bet per day.

With the VBet Acca Insurance, you can get an even bigger free bet refund than most other betting sites, albeit as a smaller percentage of your original stake.

You can get up to £50 back as a free bet if one pick lets you down, with qualifying stakes for this offer being £2-£100.

If you do stake £100 on an acca with 5+ legs, and minimum odds of 1.6 per selection, you get a £50 VBet free bet if one pick loses.

VBet Acca Insurance terms

• Sports: Football.
• Selections: A minimum of 5 selections on your slip.
• Minimum odds: 3/5 per leg.
• Eligible markets: Any football market.
• Refund: Maximum refund is a £50 free bet, 50% of your stake.

Sportingbet is operated by GVC Holdings plc, which is also the parent company of Bwin, so the terms of each of their Acca Insurance offers are very similar.

Only football bets count towards this deal, and the minimum odds for each leg is 1/5 (1.2).

In the case of this promo, the free bet can only be used on football.

Sportingbet Acca Insurance terms

• Sports: Football.
• Selections: A minimum of 5 selections on your slip.
• Minimum odds: 1/5 per leg.
• Eligible markets: All football markets.
• Refund: Maximum refund is a £10 free bet.

A favourite among UK punters, the William Hill site has a great selection of odds and a plethora of superb features.

Acca Insurance is just one of many excellent offers available on William Hill. Users can choose whether to boost or insure their accas, and all sports are eligible besides racing.

William Hill Acca Insurance terms

• Sports: All sports except for horse racing, greyhounds, and virtuals.
• Selections: A minimum of 5 selections on your slip.
• Minimum odds: 1/5 per leg.
• Eligible markets: All markets except for handicap, total points, or enhanced markets.
• Refund: Maximum refund is one £20 free bet per day.