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Debit and Credit Cards for Online Betting

Using your debit and credit card to deposit and withdraw from betting sites is the most simple payment method available.

Best Betting Sites that allow debit and credit card

Rank Bonus

5 x £20 Free Bets

Turnover: No requirements

Lowest odds: 1/2 (1.50)

Claim £100

T&C: New customer offer. Place 5 x £10 or more bets to receive £20 in free bets. Repeat up to 5 times to receive maximum £100 bonus. Min odds 1/2 (1.5). Exchange bets excluded. T&Cs apply.


£30 Free Bet

Turnover: 1x bonus amount

Lowest odds: 3/4 (1.75)

Claim £30 T&C apply, +18

Up to £50 in bonuses

Turnover: No requirements

Lowest odds: 4/5 (1.80)

Claim £50

T&C: New UK Customers Only. Deposit £20 minimum. Wager £100 minimum to get a £5 free bet. Repeat up to 10 times within 7 days. T&C Apply, 18+.


Bet £5 get £20 in Free Bets

Turnover: No requirements

Lowest odds: 1/2 (1.50)

Claim £20

T&C: 18+ New UK+IRE customers. Paypal and certain deposit types and bet types excluded. Min £5 bet within 14 days of account reg at min odds 1/2 = 4 x £5 free bets. Free bets valid for 4 days on sports, stake not returned, restrictions apply. T&Cs apply.


£20 free bet

Turnover: No requirements

Lowest odds: 1/2 (1.50)

Claim £20

T&C: Important info: 18+. UK+IRE only. Min first bet £5. Must be placed within 14 days of account reg. £20 credited as 4 x £5 free bets.  Not valid with CashOut. Free bet valid for 4 days. T&Cs Apply.


Bet £10 & Get £60

Turnover: No requirements

Lowest odds: 1/1 (2.00)

Claim £60

T&C: *New Customers only. Deposit and place a £10 qualifying bet at odds of 2.00 or greater within 7 days of opening a new account; excludes cashed out bets. Receive 5x £10 Free Sports Bets, valid on set events only at odds 2.00 or greater, expires in 7 days, plus a £10 Casino Bonus, expires in 7 days. Wager the Casino Bonus 40x to withdraw winnings. Credit or Debit card deposits only. Geographical Restrictions and T&Cs Apply, See Below. Please Gamble Responsibly


2x£10 Free Bets

Turnover: No requirements

Lowest odds: 1/1 (2.00)

Claim £20 T&C apply, +18

£25 Free Bet insurance + £50 Casino bonus

Turnover: No requirements

Lowest odds: 1/1 (2.00)

Claim £25

T&C: A "Qualifying Bet" is a losing first settled real money single bet of at least £/€10.00 or more at odds of Evens (2.0) or greater (or a multiple where each selection is at odds of 2/5 (1.4) or more) on a sports betting event of your choice. Free bets will be credited to your account within 24 hours of your Qualifying Bet settling and expire if not used within 14 days. Free bets must be wagered in full on a selection with odds (or a multiple with combined odds) no greater than 4/1 (5.0). Any returns from a free bet will be paid back into your account minus the free bet stake. This offer is only open to new Genting online customers.


£10 Free bet

Turnover: No requirements

Lowest odds: 1/1 (2.00)

Claim £10 T&C apply, +18

50% up to £50

Turnover: 18x bonus amount

Lowest odds: 4/5 (1.80)

Claim £50 T&C apply, +18

100% up to £100 in bet credits

Turnover: No requirements

Lowest odds: 1/5 (1.20)

Claim £100

T&C: New Customers only. Up to £100 in Bet Credits. Sign up, deposit £5 or more to your account and bet365 will match your qualifying deposit in Bet Credits when you place qualifying bets to the same value and they are settled. Min odds/bet and payment method exclusions apply. Returns exclude Bet Credits stake. T&Cs, time limits & exclusions apply.


100% up to £50

Turnover: 21x bonus amount

Lowest odds: 3/5 (1.60)

Claim £50

T&C: Place a series of bets at minimum odds of 3/5 (1.60) with a minimum stake equal to the combined value of 7x your deposit amount and bonus funds received and once such bets have settled, any bonus funds and winnings remaining will become withdrawal.


50% up to £100

Turnover: 18x bonus amount

Lowest odds: 3/5 (1.60)

Claim £100

T&C: New Customers | Min. deposit £15 (no Skrill/Neteller) | Bonus amount is 50% of deposit | 1x deposit turnover (min. odds 3/5) for bonus receipt | 5x deposit and bonus turnover in 30 days for bonus release | Some bet types don’t contribute to turnover | Withdrawal before turnover results in bonus cancellation | Monthly Free Bet equals to average monthly bet stake (min. 10 real money bets), up to £10 | Terms apply | 18+


£20 Free Bet

Turnover: No requirements

Lowest odds: 1/1 (2.0)

Claim £20

T&C: 18+, first deposit only, T&Cs apply. Free sports bet: Minimum deposit and stake £20 (min odds 2.0). Credited after all qualifying bets settled.


Bet £10 & Get £30 in Free Bets

Turnover: No requirements

Lowest odds: 1/2 (1.50)

Claim £30

T&C: New William Hill online customers only. Min. unit stake of £10/€10 at odds of 1/2 or greater. Only the “win” part from EW bets will count. Free bet terms, payment method & country restrictions apply. Free bets credited as 3 x £10/€10. Free bet stakes are not returned as part of the settlement of successful free bets. All Free Bets must be wagered within 30 days.

Bet online with debit and credit cards

There isn't a betting site worth it's salt that doesn't offer a debit or credit card payment option.

If you have a Visa Debit, Maestro, Solo, MasterCard Debit or Visa Electron then you should be able to deposit funds into your betting account as well as withdraw your winnings.

Of course, a lot of the other variables will often depend on the individual betting site and the bank that you are a customer. For example, processing times can vary from instant to a week.


Visa debit and credit cards are accepted by all betting sites

Advantages with using debit and credit cards as a payment method

  • Speed of transactions: Depositing should be instant and you'll get one of the fastest withdrawal rates. If you are a UK based customers you should be looking at withdrawal process times of maximum 24 hours. However, this can of course vary depending on the bank and betting site.
  • Convenience: Every betting site will accept a visa or Mastercard registered in a country that it accepts customers from. It's the default payment methods for most customers. If you are using other methods it is usually because you can't use your particular bank with the betting site.
  • Cost: There should be no extra fees on transactions at any of the online betting sites. Unlike a lot of the other methods which will charge you a percentage of your transaction.
  • Trust: It is the most trusted method of payment. Visa or Mastercard are not some shady online payment method you found online. They are huge institutions that are trusted by your bank as well as the bookies.
  • Availability: With every other payment option, even PayPal and Neteller, there will be some online bookmakers who will not accept them. Every online bookie (that you can trust) will accept Visa and Mastercard as a payment option.

Mastercard debit and credit cards are accepted by all betting sites

Disadvantages with using debit and credit cards as a payment method

Security: This applies more to debit cards, than credit cards. If your pay by card online and your details are compromised then it can be difficult to get your money back. This may be unlikely; but say someone hacks, steals or spies on your computer at the time of transaction then they will be able to see your card details.

Betting sites will usually hold on to your details as well. Of course, major betting sites will have all sorts of cyber security programs in place but no-one is safe from a potential hack and if someone does get hold of your details from their records - you will know even less about it until all your money is gone.

These are still very unlikely scenarios but if you have huge funds in your account linked to you debit card then it might be worth considering this point.

Credit cards are less risky as the transaction is not instant. The money is withdrawn on credit so you will have a window to cancel the payment.

Using a Mastercard for online betting payments

It won't be you who choses Mastercard but rather your bank that uses the company for transactions. As a customer, you don't really need to concern yourself with wether it is a Mastercard or Visa you use. 

Mastercard does offer an eWallet called MasterPass, which contains some features similar to Skrill or Neteller.

Using a Visa card for online betting payments

Visa debit and Credit Cards are ubiquitous in almost any market, not least betting and sports.

Visa provides more of its transactions through debit cards rather than through credit cards.

They offer both VISA Debit and VISA Electron cards. An Electron card means that you cannot withdraw money that requires an overdraft - which is not necessarily a bad thing when it comes to online betting. You do not want to be placing bets using an overdraft.


Visa sponsors a number of sporting events

Questions and Answers

Which is better Mastercard or Visa for online betting?

As a customer you do not need to concern yourself too much about wether you are using Visa and Mastercard. Instead concentrate on which bank you are using.

Which is better to use when online betting - credit or debit cards

We recommend debit cards. As this requires you have money in your account.

Spending money on credit is not advisable, especially in a market like betting which requires luck, as well as skill, to earn money.

However, credit cards can sometimes offer some attractive loyalty programs. But always check the terms and conditions!