Acca Insurance

Learn all there is to know and find the best bookies for your accas.

Acca Insurance Offers

Acca Insurance has become a common type of betting promotion among UK bookmakers, and punters love it because it provides a bit of a consolation if one leg of your multiple bet lets you down - an all too familiar feeling for many football bettors.

The main terms are generally quite simple. If every selection on your accumulator comes in except for one, you will get your stake back as a free bet. There are differences between each Acca Insurance offer, and we break them all down on this page.

Bookies with Acca Insurance

Rank Bonus Turnover Min odds 
18+ | begambleaware | Please Gamble Responsibly | Commercial Content | T&Cs Apply
1

Bet £5 Get £20 in Free bets

Turnover: No requirements

Lowest odds: 1/2 (1.50)

Claim Go to website

18+ New UK+IRE Customers only. Certain deposit methods & bet types excl. Min first 5 bet within 14 days of account reg at min odds 1/2 = 4x 5 free bets. Free bets valid for 7 days, stake not returned. No cashout, restrictions + T&Cs apply.

2

Bet £10 Get £40 in bonuses
+ 100 Free Spins

Turnover: No requirements

Lowest odds: 1/1 (2.00)

Claim Go to website

18+ New customers only. Opt in, bet £10 at odds 2.00+ within 7 days, no cashout. Get 3x £10 Free Bets, set events at odds 2.00+. Plus a £10 Slot Bonus, selected games, wager 20x to withdraw max £250. Plus 100 Free Spins. 100 Free Spins have no wagering. Bonuses and Spins expire in 7 days. Card payments only. T&Cs apply, see below. Please Gamble Responsibly.

3

Money Back as Cash up to £20

Turnover: No requirements

Lowest odds: 1/5 (1.20)

Claim Go to website

Max £20 refund on first bet. Bet must be placed in first 7 days of account opening. Only deposits made via Debit Card will be eligible for the promotion. T&Cs apply.

4

Up to £25 in Free Bets

Turnover: No requirements

Lowest odds: 1/2 (1.50)

Claim Go to website

New customers Only. Cash stakes only. Min £10 stake required for initial £5 free bet. Min odds ½. Max £25 in free bets. 13 settled bets required to receive full £25 free bet. Qualifying bets must be placed on sportsbook within 30 days of opening account. One free bet offer per customer, household or IP address only. Free bets expires after 7 days. Payment method restrictions apply. T&C's apply. Please Gamble Responsibly.

5

£20 Backup Bet

Turnover: No requirements

Lowest odds: 1/2 (1.50)

Claim Go to website

18+ | New UK players only | Min deposit req. £10 | Certain deposit methods excluded | Place 1 sport bet (3+ selections) | Excl Horse Racing | Min stake £10 | Max stake £20 | Min Odds 1/2 (1.5) for each selection | Max FreeBet £20 for football only | FreeBet valid for 7 days | FreeBet stake not returned | T&Cs apply

6

Bet £10 Get £40 in Bonuses

Turnover: No requirements

Lowest odds: 1/1 (2.00)

Claim Go to website

New 18+ UK customers only. Register using the promo code WELCOME40, deposit and place first bet of £10+ on Sports (cumulative Evens+) within 7 days of registration. First bet must be on Sports. £30 in Free Bets and £10 in Free Spins (50x20p) credited within 10 hours of bet settlement. Free Bet stakes are not included in any returns. Bonuses have a 7-day expiry. Payment restrictions apply. SMS verification and/or Proof of I.D and address may be required. Full T&Cs apply.

7

Guaranteed free bet up to £20

Turnover: No requirements

Lowest odds: 1.3 (3/10) per leg

Claim Go to website

Only available to new, verified customers residing in the UK. Place a first ever sports bet - multi-bets of at least 3 legs; min. £2 stake; min odds 3/10 (1.3) per leg (bets placed on horse racing and greyhounds excluded). Win and get 50% of your stake - on top of your winnings - as a free sports bet up to £10. Get back 100% of your stake as a free sports bet up to £20 if you lose. Customers must place their first qualifying bet within 30 days of registration, after which the welcome offer will expire. Full T&Cs apply. 18+ Please gamble responsibly BeGambleAware.org

8

No longer accepting players

Turnover: No requirements

Lowest odds:

Claim Go to website
9

Up to £50 in Free Bets

Turnover: No requirements

Lowest odds: 1/2 (1.50)

Claim Go to website

18+. Complete 4 Welcome Challenges. Get up to £50 in free bets, 20 free spins (available on Starburst only), an OddsBoost token and a £10 Casino Bonus (10x Wagering reqs). Rewards valid for a limited time only. T&Cs apply.

10

Bet £10 Get £30 in Free Bets

Turnover: No requirements

Lowest odds: 1/2 (1.50)

Claim Go to website

18+. Play Safe. From 00:01 on 13.04.2022. £30 bonus. New customers only. Minimum £10 stake on odds of 1/2 (1.5) or greater on sportsbook. Further terms apply. #ad

Frequently asked questions about acca insurance

Acca Insurance is a common offer for existing customers on online betting sites. Here are some of the most frequently asked questions about this type of promotion.

🔎 What is Acca Insurance?

Acca Insurance gives you a bit of room for manoeuvre with your multiple bets. If one selection makes your accumulator lose, your money will be refunded, usually as a free bet.

❓ Do I win on my correct selections with Acca insurance?

No. Accumulator insurance only refers to your original stake. Your bet is still not a winner if one of your predictions are incorrect. The Insurance will only refund your original stake (often in the form of free bets).

🤔 What is the difference between Acca Insurance and Acca Bonus?

Acca Bonus offers allow you to claim extra winnings on your accumulators, whereas Acca Insurance prevents you from completely losing out if one selection lets you down, as you get your stake back as a free bet.

💡 Is Acca Insurance applied to every accumulator I place?

This depends on the betting site. Many Acca Insurance offers can only be claimed once per day, in which case any free bets will be credited based on the first placed acca bet of the day.

ℹ️ How many selections are required in order to qualify for Acca Insurance?

Again, each online bookmaker will set different guidelines. Five selections is the standard amount, but some Acca Insurance offers, such as Paddy Power's free bet if one leg of your acca or Same Game Multi lets you down, allow bets with four selections to qualify.

🔒 Can I get Acca Insurance on a free bet?

Acca Insurance, more often than not, is only applied to bets placed with real money. Do not expect to get your stake back on accas placed used free bets.

Acca insurance - money back if a selection fails you

Any seasoned bettor will know that feeling. One damn result doesn't go your way and all those other correct predictions are out the window. Well, not with Acca Insurance.

Of course, nothing can truly replace the feeling of landing a winning accumulator, but at least with Acca Insurance, you can have another go at no extra cost if you come close the first time around.

Acca Insurance betting sites UK

Betting combines luck and skill. If three of your eight predictions are incorrect, then I think we can all accept losing our stake. However if only one out of the eight doesn't go your way then that really hurts - bad luck has trumped your betting skills.

If you place your multiple wager on a betting site that has Acca Insurance, instead of losing all of your money when one pick lets you down, you instead get your stake back as a free bet.

How does Acca Insurance work?

As is the case with all of the types of online betting promotions, the terms and small print can vary from bookie to bookie.

The standard Acca Insurance offer is a refunded stake up to a designated amount if one selection lets you down.

Usually, the maximum refund is set at £10. So, regardless of whether you stake £10, £20, or £50 on your accumulator, you will receive a £10 free bet if your acca loses by one leg.

The free bet refund is usually 100% of your stake, but this can vary.

The eligible sports and markets also differ across each betting site. Some Acca Insurance offers are just for football, whereas others include certain markets within other sports too.

Minimum odds per leg and the combined odds may also need to be considered, and the same can be said for the total number of selections that need to be in the accumulator.

Football Acca Insurance

The sport that most British punters place accumulators on is football, and therefore it is no surprise that footy accas are the subject of so many betting site promotions.

A lot of acca insurance deals are for football accumulators only, and the best ones allow bettors to choose from different markets rather than just 1X2 (match winner).

William hill acca insurance football

William Hill offer football acca insurance on a range of markets.

Terms for football acca insurance offers can vary from bookie to bookie. The lower the minimum number of selections and odds, the better.

You may find that Asian lines are excluded from some footy acca insurance deals, as some selections may push half or all of your stake.

Which betting sites offer acca insurance?

Many of the larger betting sites – particularly those specialising in football betting – provide Acca Insurance.

Remember, because of the fact that most Acca Insurance betting sites pay out the refunded stake in free bets, make sure it is a betting site that you are happy to bet with again over the next few days as the free bets will expire.

Many of the major betting sites offer Acca Insurance offers, all of which have their merits. Click on any of the bookies in the table below to read more about their Acca Insurance.

Ladbrokes Acca Insurance

Ladbrokes is one of the best and most popular betting sites in the UK, and they do have great acca features overall.

Not only can users make the most of their Acca Insurance, but also their Acca Bonus offering.

The insurance on multiple bets applies to football only, but there are many promotions for all sports that can be claimed on the Ladbrokes betting site.

Ladbrokes Acca Insurance terms

  • Sports: Football
  • Selections: A minimum of 5 selections on your slip.
  • Minimum odds: 1/10 per selection, 1/3 per acca.
  • Eligible markets: Match Result, Both Teams to Score, Match Result & BTTS, Correct Score, and Total Goals Over/Under
  • Refund: Maximum refund is a £10 free bet per day.

Ladbrokes

Bet £5 Get £20 in Free bets

New Ladbrokes customers can claim £20 in free bets off just a £5 initial wager. This is one of the most popular welcome offers listed on Bookiesbonuses.com because of the small deposit required. It is a particularly good bookmaker for football and horse racing, but there are lots of other sports to choose from too.

Claim £20 offer

18+ New UK+IRE Customers only. Certain deposit methods & bet types excl. Min first 5 bet within 14 days of account reg at min odds 1/2 = 4x 5 free bets. Free bets valid for 7 days, stake not returned. No cashout, restrictions + T&Cs apply.


BetVictor Acca Insurance

Football is the most prominent sport on the BetVictor sportsbook and is also the subject of many of their betting promotions.

In order to qualify for Acca Insurance on BetVictor, your football multiple must have five or more selections and the total odds must be 4/1+.

You can get a £10 free bet per day through this offer.

BetVictor Acca Insurance terms

  • Sports: Selected football leagues.
  • Selections: A minimum of 5 selections on your slip.
  • Minimum odds: 4/1 for the entire acca.
  • Eligible markets: Match winner, Both Teams to Score
  • Refund: Maximum refund is a £10 free bet per day.

BetVictor

Bet £10 Get £40 in bonuses
+ 100 Free Spins

With the BetVictor welcome offer, your bonus is split into free bets and a casino bonus. After placing your qualifying bet of £5, you will get 2 x £10 free bets plus £10 to use in the casino. Aside from Acca Insurance, other offers that you can find in their promotions section include free bets and Best Odds Guaranteed.

Claim £40 offer

18+ New customers only. Opt in, bet £10 at odds 2.00+ within 7 days, no cashout. Get 3x £10 Free Bets, set events at odds 2.00+. Plus a £10 Slot Bonus, selected games, wager 20x to withdraw max £250. Plus 100 Free Spins. 100 Free Spins have no wagering. Bonuses and Spins expire in 7 days. Card payments only. T&Cs apply, see below. Please Gamble Responsibly.


Betfair Acca Edge

This Betfair promotion is different from the other Acca Insurance offers on this page because it is not automatically applied to qualifying bets, and refunds are paid as cash.

When you add three selections to your slip on Betfair, they give you the option to add Acca Edge, which reduces the odds, but ensures you get your stake back in cash if one selection loses.

The great thing about this is that it puts you, the bettor, in control, as you can decide whether you want to chase the bigger odds or play it safer and limit your losses.

Betfair Acca Edge terms

  • Sports: Can be used for all sports.
  • Selections: A minimum of 3 selections on your slip.
  • Minimum odds: None.
  • Eligible markets: Excludes each way, SP, and permutation accas.
  • Refund: Paid in cash. No maximum.

Betfair

Money Back as Cash up to £20

Betfair is the best betting site in many areas. They have the most sophisticated betting exchange on the market, and a great sportsbook with many promotions to complement it. Their welcome offer provides an opportunity to claim a total of £100 in free bets.

Claim £20 offer

Max £20 refund on first bet. Bet must be placed in first 7 days of account opening. Only deposits made via Debit Card will be eligible for the promotion. T&Cs apply.


Paddy Power Acca Insurance

Paddy Power's equivalent of an Acca Insurance is their free bet if one leg of your 4+ fold acca or Same Game Multi lets you down.

This is one of the best offers of its type on the market because all sports besides horse racing are eligible, only four selections need to be in the acca, and Same Game Multi (Bet Builder) wagers also count.

You can combine various sports into your acca, and your free bet will be credited by 12pm the following day.

Paddy Power Acca Insurance terms

  • Sports: Can be used for all sports except for horse racing.
  • Selections: A minimum of 4 selections on your slip.
  • Minimum odds: 1/5 per leg.
  • Eligible markets: Applies to all markets.
  • Refund: Maximum refund is a £10 free bet per day.

Paddy Power

Up to £25 in Free Bets

Paddy Power is one of, if not the best betting site for existing customer promotions. They have lots of longstanding offers and also pop up with specials around big events, usually with money back as a free bet. The Paddy Power welcome offer allows users to place a risk-free bet upon registration.

Claim £25 offer

New customers Only. Cash stakes only. Min £10 stake required for initial £5 free bet. Min odds ½. Max £25 in free bets. 13 settled bets required to receive full £25 free bet. Qualifying bets must be placed on sportsbook within 30 days of opening account. One free bet offer per customer, household or IP address only. Free bets expires after 7 days. Payment method restrictions apply. T&C's apply. Please Gamble Responsibly.


Bwin Acca Insurance

The Bwin Acca Insurance applies to 1X2 football bets only, which in simple terms is a wager on who will win (or the draw).

To qualify, you must have a minimum stake of £5, and the maximum free bet refund is £10 if one leg loses.

Bwin Acca Insurance terms

  • Sports: Football.
  • Selections: A minimum of 5 selections on your slip.
  • Minimum odds: 1/5 per leg.
  • Eligible markets: 1X2 match result market only.
  • Refund: Maximum refund is a £10 free bet.

Bwin

£20 Backup Bet

Bwin is a big player in the sports betting sphere across Europe, even if it isn't perhaps huge in the UK. The range of markets and promotions is superb, and if you like casino games and poker, there is plenty of that too.

Claim £20 offer

18+ | New UK players only | Min deposit req. £10 | Certain deposit methods excluded | Place 1 sport bet (3+ selections) | Excl Horse Racing | Min stake £10 | Max stake £20 | Min Odds 1/2 (1.5) for each selection | Max FreeBet £20 for football only | FreeBet valid for 7 days | FreeBet stake not returned | T&Cs apply


Betfred Acca Insurance

Betfred is an old school UK bookie but their online betting promotions are up there with the very best.

Their Acca Insurance is pretty much in line with the industry standard, with free bet refunds credited up to a maximum of £10 if one leg of your football accumulator loses.

It is an uncomplicated offer, with only the match result market eligible.

Betfred Acca Insurance terms

  • Sports: Selected football leagues.
  • Selections: A minimum of 5 selections on your slip.
  • Minimum odds: 1/3 per leg.
  • Eligible markets: Match result.
  • Refund: Maximum refund is a £10 free bet per day.

Betfred

Bet £10 Get £40 in Bonuses

Betfred have a Bet £10 Get £30 offer for new customers, which is one of the most popular types of sign up offers in the UK. Acca Insurance is one of many existing customer promotions available on the site, with others including extra place races and free bet if 2nd in certain horse races.

Claim £40 offer

New 18+ UK customers only. Register using the promo code WELCOME40, deposit and place first bet of £10+ on Sports (cumulative Evens+) within 7 days of registration. First bet must be on Sports. £30 in Free Bets and £10 in Free Spins (50x20p) credited within 10 hours of bet settlement. Free Bet stakes are not included in any returns. Bonuses have a 7-day expiry. Payment restrictions apply. SMS verification and/or Proof of I.D and address may be required. Full T&Cs apply.


VBet Acca Insurance

With the VBet Acca Insurance, you can get an even bigger free bet refund than most other betting sites, albeit as a smaller percentage of your original stake.

You can get up to £50 back as a free bet if one pick lets you down, with qualifying stakes for this offer being £2-£100.

If you do stake £100 on an acca with 5+ legs, and minimum odds of 1.6 per selection, you get a £50 VBet free bet if one pick loses.

VBet Acca Insurance terms

  • Sports: Football.
  • Selections: A minimum of 5 selections on your slip.
  • Minimum odds: 3/5 per leg.
  • Eligible markets: Any football market.
  • Refund: Maximum refund is a £50 free bet, 50% of your stake.

VBet

Guaranteed free bet up to £20

VBet is relatively new to the UK market but you can't fault their sports betting product. The range of markets is excellent, and they offer regular odds boosts as well as other promotions. Acca Insurance is one of many free bet bonus offers on their site.

Claim £20 offer

Only available to new, verified customers residing in the UK. Place a first ever sports bet - multi-bets of at least 3 legs; min. £2 stake; min odds 3/10 (1.3) per leg (bets placed on horse racing and greyhounds excluded). Win and get 50% of your stake - on top of your winnings - as a free sports bet up to £10. Get back 100% of your stake as a free sports bet up to £20 if you lose. Customers must place their first qualifying bet within 30 days of registration, after which the welcome offer will expire. Full T&Cs apply. 18+ Please gamble responsibly BeGambleAware.org


STS Acca Insurance

The conditions for the STS Acca Insurance are favourable for players that like to wager higher stakes. 

You can get a 100% free bet refund up to £50, but you must have six selections or more in your slip.

All football markets are eligible for this offer, and there are no wagering requirements attached to the bonus winnings.

STS Acca Insurance terms

  • Sports: Football.
  • Selections: A minimum of 6 selections on your slip.
  • Minimum odds: 3/5 per leg.
  • Eligible markets: Any football market.
  • Refund: Maximum refund is a £50 free bet, 100% of your stake.

STS

No longer accepting players

STS gained a UK licence in 2019 having already grown into one of the biggest betting sites in Poland. New promotions appear on their site on a regular basis, especially around big sporting events. The STS welcome offer allows new customers to claim a £40 bonus.


Sportingbet Acca Insurance

Sportingbet is operated by GVC Holdings plc, which is also the parent company of Bwin, so the terms of each of their Acca Insurance offers are very similar.

Only football bets count towards this deal, and the minimum odds for each leg is 1/5 (1.2).

In the case of this promo, the free bet can only be used on football.

Sportingbet Acca Insurance terms

  • Sports: Football.
  • Selections: A minimum of 5 selections on your slip.
  • Minimum odds: 1/5 per leg.
  • Eligible markets: All football markets.
  • Refund: Maximum refund is a £10 free bet.

Sportingbet

Up to £50 in Free Bets

Accas are a big part of the Sportingbet site, with Enhanced Accas available as well as a £5 free bet each week when you bet £20 on accas. If you are not yet signed up with Sportingbet, you can claim a £10 risk-free first bet.

Claim £50 offer

18+. Complete 4 Welcome Challenges. Get up to £50 in free bets, 20 free spins (available on Starburst only), an OddsBoost token and a £10 Casino Bonus (10x Wagering reqs). Rewards valid for a limited time only. T&Cs apply.


William Hill Acca Insurance

A favourite among UK punters, the William Hill site has a great selection of odds and a plethora of superb features.

Acca Insurance is just one of many excellent offers available on William Hill. Users can choose whether to boost or insure their accas, and all sports are eligible besides racing.

William Hill Acca Insurance terms

  • Sports: All sports except for horse racing, greyhounds, and virtuals.
  • Selections: A minimum of 5 selections on your slip.
  • Minimum odds: 1/5 per leg.
  • Eligible markets: All markets except for handicap, total points, or enhanced markets.
  • Refund: Maximum refund is one £20 free bet per day.

William Hill

Bet £10 Get £30 in Free Bets

You can claim £30 in free bets when you sign up to William Hill and place a £10 bet. The £30 bonus is credited as 2 x £15 free bets and they have a 30-day expiry. Many UK punters would agree that William Hill is one of the best betting sites out there, and the brand now also has a presence in the U.S. and across Europe.

Claim £30 offer

18+. Play Safe. From 00:01 on 13.04.2022. £30 bonus. New customers only. Minimum £10 stake on odds of 1/2 (1.5) or greater on sportsbook. Further terms apply. #ad


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