Best Betting Sites in Finland

Find some of the best betting sites available to Finnish players—many of which you might not know about!

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Top Betting Sites in Finland
	Welcome Bonus	Tax-Free	Payment Methods	License
#1 Betinia 5.0/5	100% up to €200	Tax-Free ✅	Payment Methods +7	License Malta MGA	Claim Go to Betinia
#2 BetStorm 5.0/5	Bet €10 Get €10 in Free Bets	Tax-Free ✅	Payment Methods +6	License Malta MGA	Claim Go to BetStorm
#3 Bethard 5.0/5	100% up to €50	Tax-Free ✅	Payment Methods +5	License Malta MGA	Claim Go to Bethard
#4 Betfair 5.0/5	100% up to €100	Tax-Free ✅	Payment Methods +7	License Malta MGA	Claim Go to Betfair
#5 Rabona 4.5/5	100% up to €200 first deposit bonus	Tax-Free ❌	Payment Methods +13	License Philippines PAGCOR	Claim Go to Rabona
#6 MrPlay 4.0/5	100% up to €100	Tax-Free ✅	Payment Methods +7	License Malta MGA	Claim Go to MrPlay
#7 Fezbet 4.0/5	100% up to €200	Tax-Free ❌	Payment Methods +7	License Philippines PAGCO	Claim Go to Fezbet
#8 Fastbet 4.0/5	100% up to €50	Tax-Free ✅	Payment Methods	License Malta MGA	Claim Go to Fastbet
#9 LibraBet 4.0/5	100% up to €200	Tax-Free ❌	Payment Methods +10	License Philippines PAGCO	Claim Go to LibraBet
#10 Novibet 4.0/5	100% up to €100	Tax-Free ✅	Payment Methods +5	License Malta MGA	Claim Go to Novibet
#11 FoggyBet 4.0/5	Bet €25 Get €25 in Free Bets	Tax-Free ✅	Payment Methods +8	License Malta MGA	Claim Go to FoggyBet
#12 Sportaza 4.0/5	100% up to €200 first deposit bonus	Tax-Free ❌	Payment Methods +12	License Philippines PAGCOR	Claim Go to Sportaza
#13 Kingmaker 4.0/5	100% up to €200	Tax-Free ❌	Payment Methods +10	License Philippines PAGCO	Claim Go to Kingmaker
#14 XLBet 4.0/5	100% up to €100 in Free Bets	Tax-Free ✅	Payment Methods +4	License Malta MGA	Claim Go to XLBet

🔥 SPOTLIGHT | MARCH, 2026

Most Popular Betting Sites Among Our Users: Betinia, Rabona, Novibet
Best Odds: Bethard

Your Guide to Sports Betting in Finland

If you're new to betting in Finland, here's what you need to know: Veikkaus, the state-owned operator, has the monopoly on sports betting, but you won't get in any trouble for using international betting sites. In fact, recent studies show that around half of all online gambling in Finland now happens on offshore sites, mainly because they offer better odds, more betting options, and bonuses that Veikkaus doesn't have.

This guide will help you find the best betting sites for Finnish players, explain how the gambling laws currently work, what's changing in 2027, and why so many people are choosing international bookies over Veikkaus.

Finland's Gambling Reform: What's Changing in 2027

After decades of state monopoly, Finland is opening up its gambling market to private operators with a new license-based system.

Starting July 1, 2027, Veikkaus will lose its exclusive rights over online casino games, sports betting, and slots, but it will retain control over lotteries, scratch cards, and physical slot machines. International operators can start applying for licenses from March 1, 2026, which means they'll be able to legally serve Finnish players for the first time.

What This Means for You:

You'll have access to more legal betting sites, but there are some important changes:

To use licensed sites, you'll need to be at least 18, have a Finnish bank account, a Finnish social security number, and a permanent address in Finland.
The new system takes responsible gambling seriously. Licensed sites must verify your identity, monitor player activity, and offer self-exclusion tools. There will also be a central self-exclusion register that works across all licensed operators.
Most bonuses and promotions will be banned, including welcome bonuses, free-play offers, and loyalty programs. The only exception is limited 'bonus play money' for existing customers, and any wagering requirement cannot exceed 5x the bonus amount.
Winnings from licensed operators will stay tax-free for Finnish players, while winnings from unlicensed sites will continue to be taxable.
From July 1, 2028, all licensed operators must use software from licensed providers, adding an extra layer of oversight for game fairness and security.

Best betting websites in Finland: Top picks for 2026

In Finland, there are many top-notch betting sites to choose from, including domestic brands such as Veikkaus, as well as international ones like Sportaza and Rabona.

Until the new licensing system takes effect, not much changes for Finnish bettors. You can still use international betting sites without any legal worries, and as long as you stick to EU-licensed bookies, your winnings are tax-free.

That said, not all of them are worth your time. Some international bookies have questionable licenses, poor odds, and sketchy bonuses. Others seem fine until you try to withdraw your winnings and discover that Finnish banks block the payments.

We've tested over 50 betting sites to find the ones that actually work for Finnish players. Our top picks have solid reputations, aren't on Finland's payment block list, and offer a good overall experience.

License Check: Why It's More Important Than You Think

A proper license means the bookmaker has to follow strict rules about protecting your money and personal information. Beyond that, the type of license also determines whether you'll need to pay taxes on your winnings in Finland.

Tax-Free Winnings: EU/EEA Licensed Betting Sites

If you bet on a site licensed in the EU or EEA, your winnings are completely tax-free. This includes sites licensed in:

Malta (MGA license): Bethard, Betinia, BetStorm, Mr. Play
Estonia (EMTA license): Posido

Taxable Winnings: Sites Licensed Outside EU/EEA
Sites licensed outside the EU/EEA require you to report winnings and pay income tax on them. This includes sites licensed in:

Curaçao (eGaming license): OhMyZino
Gibraltar (GBA license): Casumo
Isle of Man (GSC license): BetKwiff
Philippines (PAGCOR license): Rabona
Canada (Kahnawake Gaming License): 22Bet

Taxable winnings count as earned income and are taxed according to Finland's progressive income tax rates, so what you pay depends on your total yearly income.

Finnish Betting Sites Compared	Sportaza	Rabona	Betinia	BetStorm	Bethard	FoggyBet	Fezbet	Novibet	LibraBet	Kingmaker
Max Bonus Amount	€200	€200	€200	€10	€50	€25	€200	€100	€200	€200
Betting Tax	Yes	Yes	No	No	No	No	Yes	No	Yes	Yes
Nr of Sports	34	34	34	41	32	41	34	33	34	36
Betting Without Registration	Yes	Yes	Yes	No	Yes	Yes	Yes	No	Yes	No
Go to the site

TOP 5 BETTING SITES FOR FINNISH PLAYERS REVIEWED

1. Betinia: Huge range of betting promotions

👍 WHAT WE LIKE ABOUT BETINIA

Frequent promotions: Numerous betting promotions for existing players available.
Excellent welcome bonus: 100% up to €200 with only 5x turnover requirements.
Slick and user-friendly interface: Easy to navigate, offering hassle-free betting.
Many payment methods: Wide array of different payment methods and fast withdrawals.
Tax-free winnings: Licensed by the Malta Gaming Authority, ensuring no taxes on winnings.
Extensive sports coverage: Over 30 sports and a huge range of betting markets.
Comprehensive football betting: Wide range of markets from over 60 countries and above-average odds.
Betting without registration: Skip the tedious registration and verification process and start playing in seconds.
Terrific casino: Over 2000 games

👎 WHAT WE DON'T LIKE ABOUT BETINIA

No dedicated mobile app
Limited range of live streams
Smaller hockey leagues are not always included

Visit https://betinia.com/fi/

2. Bethard: Competitive odds

👍 WHAT WE LIKE ABOUT BETHARD

Competitive odds: Powered by SBTech, Bethard is known for offering some of the best odds in Finland.
Tax-free winnings: With an MGA license, the bookie offers completely tax-free winning to Finns.
Betting without registration: Simply deposit using Trustly and start playing.
Many sports: Over 30 sports and a wide range of sports events.
Advanced features: Live betting, bet builder, and cash out are available.
Easy-to-use interface: The site is user-friendly and well designed, making it suitable for both beginners and experienced players.

👎 WHAT WE DON'T LIKE ABOUT BETHARD

No dedicated mobile app
Limited range of live streams
Mediocre welcome bonus

Visit https://www.bethard.com/fi/

3. Rabona: Best football betting bookie

👍 WHAT WE LIKE ABOUT RABONA

Great for football betting: Rabona offers thousands of football events from over 60 countries, with competitive odds and numerous football promotions, making it an excellent choice for football betting.
User-friendly interface: The website is well-designed and easy to navigate, providing a seamless user experience.
Mobile app: Rabona is one of the few Finnish betting sites with a dedicated mobile app for both iOS and Android devices.
Betting without registration: You can bet on Rabona without creating a username. Simply choose your bank, identify yourself, and start playing.
Fun promotions: There are plenty of promotions, challenges, and tournaments available for existing players.
Trading cards feature: Complete challenges, collect trading card, and get up to €12,000.

👎 WHAT WE DON'T LIKE ABOUT RABONA

Winnings are not tax-free for Finnish players.
The range of live streams offered is quite limited.
Strict welcome bonus turnover requirements.

Visit https://rabona.com/fi/

4. BetStorm: Easy-to-claim welcome bonus

👍 WHAT WE LIKE ABOUT BETSTORM

Free bet welcome bonus: While the bonus amount is modest (€10), it's always fantastic to receive free bets without any turnover requirements.
Many promotions: BetStorm offers regular promotions for existing players, along with various challenges and missions that provide opportunities to win prizes and other great benefits.
Wide range of sports: With over 40 sports available, you can bet on everything from football to sumo.
Tax-free profits: As an MGA-licensed bookie, BetStorm offers tax-free winnings to Finnish players.
Multilingual platform: The site is available in Finnish, English, and six other languages.
Fast withdrawals: Secure and fast payment methods such as Trustly, Skrill, and Neteller are available for withdrawals.

👎 WHAT WE DON'T LIKE ABOUT BETSTORM

Betting without an account is not available so registration might take a bit longer.
Live streaming of events is not available.
The platform could be more intuitive and easier to navigate.

Visit https://www.betstorm.com

5. Sportaza: Wide array of betting markets and free live streams

👍 WHAT WE LIKE ABOUT SPORTAZA

Wide array of betting markets: Sportaza offers over 2000 betting markets for the most popular events, making it an ideal spot for experienced sports bettors.
Betting without registration: Placing your first bet is quick and easy with Bank-ID identification. Simply choose your bank, identify yourself, and you're ready to start betting.
Fun promotions: Enjoy weekly sports tournaments, challenges, and a vast array of promotions for existing players.
Extensive casino selection: With nearly 13,000 casino games, 400 live casino games, and 1,500 jackpots, the casino offerings are top-notch.
Generous welcome bonus: The welcome bonus amount is substantial, giving new players a great start.
Great betting features: Excellent cash out and bet builder features.

👎 WHAT WE DON'T LIKE ABOUT SPORTAZA

The range of live streams available is limited.
Winnings are not tax-free for Finnish players.
The welcome bonus comes with stringent turnover requirements.
A dedicated mobile app is currently unavailable.

Visit https://sportaza.com/fi/

💡 5 THINGS TO CONSIDER WHEN CHOOSING A BETTING SITE

When choosing where to place your bets, you should consider the following factors:

Security and Licensing: Make sure that the bookie holds a valid license from a reputable authority. I personally prefer betting sites licensed in EU countries, as they provide the added advantage of tax-free winnings.
Bonuses and Promotions: Check what's on offer for both new and existing players. Pay attention to how easily these offers can be converted into real money. Betting sites like BetStorm, FoggyBet, XLBet, BetTarget, and NetBet are known for offering free bet bonuses with fair terms and conditions.
Sports Selection and Odds: Look for sites that cover your favourite sports and leagues. More importantly, compare the odds across different sites to ensure you're getting the best value.
Betting Features: Look for additional features such as live streaming, cash out, bet builder, and betting without a registration.
User Experience: Check if the site offers a mobile app and make sure that both the website and app are user-friendly and easy to navigate.

Tax-free Betting Websites in Finland

As previously mentioned, if you're betting with Veikkaus or any betting site licensed within the EU/EEA region, your winnings are entirely tax-free. However, if you place bets on unlicensed sites or those based outside the EU/EEA, you are required to report your profits to the Finnish tax authorities and pay income tax on them.

Newest betting sites in Finland you should know about

While Finnish players can use international betting site, Veikkaus' monopoly means other betting sites can't advertise in Finland. This makes discovering new options surprisingly difficult, as you won't see any ads on TV or in sports arenas.

That's where we come in. Our team actively monitors the market to keep you updated on the latest betting sites available to Finnish players.

Since new bookmakers launch regularly, we haven't had time to fully test every single one. However, we make sure each site listed here meets essential standards by verifying their licensing, evaluating their welcome bonuses, and checking the quality of their features.

🆕 New Betting Sites Launched in Finland in 2024

Betting Site	Launch Date	Welcome Bonus	Betting License
Kingmaker	July 2024	100% up to €200	Philippines PAGCOR
Wonaco	June 2024	100% up to €200	Philippines PAGCOR
Rise of Bets	April 2024	100% up to €100 / €25 free bet	Malta MGA
BetAlright	April 2024	100% up to €250	Philippines PAGCOR
Playio	April 2024	100% up to €200	Philippines PAGCOR
ViperWin	March 2024	100% up to €200	Philippines PAGCOR
RTbet	March 2024	100% up to €200	Philippines PAGCOR
AllSpins	March 2024	100% up to €200	Curaçao iGaming
Epicbet	January 2024	100% up to €200	EMTA Estonia
Winsly	January 2024	100% up to €150	EMTA Estonia
SlotOwl	January 2024	100% up to €150	EMTA Estonia
Legiano	January 2024	100% up to €200	Philippines PAGCOR
Zeuswin	January 2024	100% up to €200	Philippines PAGCOR

Best betting offers for Finnish punters

Finnish betting sites offer plenty of bonuses for both existing and new players.

Since Veikkaus can't offer free bets or bonuses on real money games, many Finnish players turn to international betting sites for better value. However, not all welcome bonuses are worth claiming, as some come with conditions that make them nearly impossible to actually use.

When evaluating a bonus, always read the terms carefully. Watch out for high wagering requirements, short time limits, or restrictive conditions that make it difficult to convert your bonus into withdrawable cash. The best bonuses balance generous amounts with realistic, achievable terms.

Welcome bonuses that are the easiest to convert into cash

BetStorm: Simply deposit €10 and receive a €10 free bet. Your free bet is valid for 7 days.
XLbet: Place a sports bet of at least €20 (minimum odds 1.50) to receive a €20 free bet. Repeat this process up to 5 times for a total of €100 in free bets.
BetTarget: Place a €15 bet (minimum odds 2.00) to receive a €10 free bet. You have 14 days to use your free bet.
BetKwiff: Place a combi bet of at least €30 to receive a surprise free bet worth €50.
NetBet: Place a bet of at least €10 to receive a 100% matched free bet, up to €30.

Betting bonuses with the highest bonus amounts

Sportaza: 100% up to €200
Rabona: 100% up to €200
Betinia: 100% up to €200
FEZbet: 100% up to €200
LibraBet: 100% up to €200

Betting in Finland: What You Should Know

Getting started with online betting in Finland is pretty simple and hassle-free.

Now that you have a better understanding of the best betting sites and welcome bonuses in Finland, let's delve into everything else you should know about online betting in the country.

Betting without registration

Some betting sites in Finland let you deposit and place bets without creating a traditional betting account. This doesn't mean you can bet anonymously, you're still verified through your bank, but it does make the whole process much faster, simpler, and more secure.

Instead of filling out registration forms and waiting for account verification, you simply log in using your Finnish online banking credentials. Services like Trustly, Brite, and Zimpler handle both identity verification and payments, making deposits and withdrawals significantly faster than traditional methods.

Here are some key advantages of no-account betting sites:

Quick and Simple - The entire process takes just minutes. Log in using your online banking credentials, make a deposit, and you're ready to bet.
More Secure - Since you authenticate through your bank, you don't need to create passwords or share personal information with the betting site. Your bank handles the security.
Fast withdrawals - Winnings typically hit your bank account in 15 minutes or less.

Betting without an account is now the quickest and the most straightforward way to place bets, but not all bookmakers serving Finnish players offer this feature yet.

Here are the best no-account betting sites in Finland:

Payment Methods for Betting Without Registration

In Finland, betting without registration is currently only possible using Trustly, Zimpler, and Brite. The Finnish banks that support these payment methods include:

OP Osuuspankki
Nordea
S-Pankki
Danske Bank
Säästöpankki
OmaSP
Handelsbanken
Aktia
POP Pankki
Ålandsbanken
Revolut

International Betting Sites vs Veikkaus: What's the DIfference

More and more Finns are using international betting sites instead of Veikkaus, and it's not hard to see why. International bookies often offer better value, more variety, and features that the Finnish monopoly simply can't match.

What Makes International Betting Sites Popular

Better odds and more markets: International bookies typically offer significantly better value and cover far more sports and bet types than Veikkaus
Bonuses and promotions: You can often claim welcome offers, free bets, loyalty programs, and other promotions that Veikkaus doesn't provide
Deposit anytime: Unlike Veikkaus, which only allows transfers between 6am and midnight, most international sites let you deposit 24/7
Tax-free winnings (EU/EEA sites): Keep everything you win when betting on EU/EEA licensed sites

The Downsides to Consider

No Finnish consumer protection: If something goes wrong, Finnish authorities help resolve disputes
Tax obligations: Winnings from sites licensed outside the EU/EEA are taxable and must be reported to Finnish authorities
Withdrawal issues: Some sites have slow withdrawal processes. Finnish banks also sometimes block transactions to certain gambling sites
Weaker responsible gambling tools: Many international sites lack the player protection measures required by Finnish law

What About Veikkaus?

Veikkaus has some clear advantages, especially when it comes to safety and responsible gambling:

Pros:

Fully regulated in Finland: Your money and data are protected under Finnish law
Strong responsible gambling tools: Mandatory loss limits, self-exclusion options, and player monitoring
Tax-Free Winnings: Just like EU/EEA licensed sites
Profits support Finnish society: Revenue goes toward education, sports, culture, and social welfare instead of private pockets

Cons:

No bonuses or promotions
Limited range of sports, betting markets, and live betting options (though Veikkaus TV does provide some streaming)
Only available in Finnish and Swedish
Deposits only allowed between 6am and midnight

In the end, the choice comes down to what matters most to you. Veikkaus is safe and reliable, but limited. International sites offer better bonuses, odds, and variety, but you need to choose carefully.

Betting in Finland: FAQ

Is sports betting legal in Finland?

Yes, sports betting is completely legal in Finland. You can place bets with the government-owned Veikkaus or opt for one of the many offshore betting sites that welcome Finnish players.

Which is the best Finnish betting site?

There are a lot of great options for Finnish players. Both when it comes to established and up-and-coming brands. Check our list of the best betting sites in Finland for the current ranking.

Are all bookmakers in your list trustworthy?

Yes, we only list bookmakers that we have thoroughly tested and that we trust. While some other lists may feature more options, we prioritize quality and reliability over quantity.

Why use international betting sites?

International betting sites offer several advantages over the Finnish Veikkaus. Due to intense competition, they often provide higher odds, a wider range of betting options, and numerous bonuses. Veikkaus, having no direct competition in Finland, tends to lag in these areas.

How to identify trustworthy betting sites?

The easiest way to verify a betting site's trustworthiness is by checking its license. A license from a reputable authority, such as the Malta Gaming Authority (MGA), indicates that the site meets strict regulatory standards and is reliable.

Is betting tax-free in Finland?

Winnings from betting are tax-free if they come from an operator licensed in Malta, Estonia, or any other EU/EEA region. However, if the operator is licensed in Gibraltar, Curacao, or other regions outside the EU/EEA, you must report your winnings to the tax authorities and pay income tax.

How do I deposit money into my betting account?

Most betting sites offer various methods for depositing money, including credit cards, bank transfers, Trustly, Skrill, and Neteller. Some sites also accept cryptocurrencies.

Can I bet on non-sporting events?

Yes, many betting sites offer markets on non-sporting events such as political elections, TV shows, and award ceremonies.